Where D&O; ends and PII begins

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A bulletin posted recently on hfw.com sets out some of the issues that can arise when claims are made on Directors’ & Officers’ insurance policies. One of those issues is the clause often included in such policies that excludes cover for claims arising from the performance, or non-performance, of professional services. Why do D&O; policies contain such an exclusion? Because, it is argued, claims of that nature should be covered by a professional indemnity insurance policy