Inspectors - Business Insurance, including schools inspectors

Business Insurance for Inspectors

Inspectors come in all shapes and sizes from school swimming pool inspectors to home energy inspectors and each and every one should have professional indemnity insurance. Whether you are a freelancer who inspects on a flexible basis or this is your 9 to 5 job, it is important to understand why PI insurance is not only a good idea, it is a great idea.

As an inspector you will be aware that the people and organisations for whom you do the inspections, prepare your reports and make recommendations, will use the information you supply to make decisions which will affect the way their business operates. Any advice they take from you could be used to buy the right products, make changes or building alterations or it could even help them decide which staff to hire or fire.

Clearly your role is very important and your expertise is relied upon. If you were to offer the wrong advice, the consequences could be huge for the organisation you are working for. Your client may well decide to sue you to cover the cost of putting things right and this could cost you more money than the job was worth.

If you have professional indemnity insurance in place you will be able to use your policy to pay for any legal costs which may arise from a complaint of this nature and it will also cover you if any damages need to be paid if you are found to be in the wrong. Our advisors know much more about how PI insurance works and can advise you. Just call them on 03333 211403 with any questions.

One of the trade bodies which oversees the activities carried out by inspectors and their training is UKAS (the United Kingdom Accreditation Service). Their aim is to ensure a certain level of competence when it come to inspectors. Obviously for you to meet their expectations and those of your clients it is important that you are prepared for any eventuality. This includes those rare occasions when things go wrong. Having PI insurance will allow you to offer your services with confidence.